This is a common question and rightfully so.
Summarized, I do not take insurance because I do not want insurance telling me what I can and cannot do for my practice members.
In general, insurance companies are not focused on any preventative or wellness services. They were designed for quick, short-term symptom and disease care and treatment which is heavily invested in the conventional model of health care that too often relies on drugs and surgery.
As Chris Kresser says, “Insurance-based medicine is not evidence-based medicine.” Realize that what our culture calls health care is actually “sick” care, since it has little to do with advancing true health. It’s mostly about suppressing symptoms while ignoring the underlying cause. I am committed to a vitalistic model that addresses the underlying causes of your symptoms with gentle + specific, nervous system focused chiropractic adjustments.
Now, if you have a policy it will probably help with at least some of the expense of your sick care. But few policies pay for things that help us keep our health.
Most insurance does not cover chiropractic care for children. I am not willing to exclude the segment of the population that chiropractic care can benefit and impact the most. It is, and always will be, easier and less expensive to grow healthy children than to repair damaged adults.
The great news is that by not having to deal with insurance companies, office costs are kept down, so I can offer affordable chiropractic care for the whole family. My prices are usually cheaper than a co-pay, but if you have chiropractic coverage, I will gladly provide you with the necessary documentation to get reimbursed if you’re willing to file yourself.
I accept HSA and FSA forms of payment in my office and always welcome open and honest conversations about finances. I am here to serve you and will do all that I can to help!